Small Business Association Loans
Launch your business with our team’s tailored Small Business Administration lending solutions.
Launch your business with our team’s tailored Small Business Administration lending solutions.
Small business association loans explained
The Small Business Administration (SBA) offers government-guaranteed loans designed to give your small business the support it needs to thrive—even if you’ve had a hard time securing credit in the past. With BNC National Bank, you don’t have to navigate the SBA lending process alone. We’re here to guide you, every step of the way.
Small business association loans qualifications
We’ll make it easy to learn whether you qualify for SBA loans and explore the benefits you’re eligible to receive.
Who qualifies for a Small Business Association (SBA) loan?
Businesses that qualify include owner-operated, sole proprietorship, corporation or professional partnerships, and for profits.
What can my SBA funding be used to purchase?
SBA funding can be used to finance working capital, equipment, inventory, commercial real estate, and business acquisitions.
What are the benefits of SBA funding over conventional loans?
With SBA loans, you enjoy longer terms with lower down payments, less restrictive financial covenants, and no balloon payments.
Why SBA Loans?
SBA loans may come with an involved application process, but that serves as an opportunity for our team to help you strategically fuel your business endeavors. SBA loans also come with specific benefits—such as more flexible payment terms—that may not be achievable through conventional loans.
Our team, supporting yours
We specialize in SBA lending, and we’re ready to answer your questions and get you started. Our SBA lending team can assist you with a variety of options, including 7(a) loans up to $5 million, 504 loans, and express loans.
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